Some merchants may consider adding ACH website payments at some point in time to their existing mix of payment rails that they currently use for accepting payments. Here are a few reasons for consideration on why that might be a good idea. Credit Card Decline Rates It’s very common for a merchant to have credit […]
About Gene
Gene is a 24 year veteran of the electronic payments industry and has consulted with countless companies of all sizes. He has overseen large underwriting portfolios, directed IT staff, and currently serves as the Director of Business Development. Gene has appeared before the U.S. Congress to provide expert opinions regarding developing technology and transaction risks towards solutions for the payroll industry. You can find him on LinkedIn>.
Is PCI Compliance Required for an ACH Payment Gateway?
It’s an interesting question for any organizations that originate or process ACH payment transactions. As you probably know, NACHA is the governing body for everything that is ACH is the United States. The short answer is no, PCI compliance is not a requirement. However, NACHA does have it’s own set of rules! Before you get […]
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Integrating ACH Website Payments
You’re a merchant who provides a service or product via your website and you have some to the conclusion that you would like to make purchases possible by using ACH website payments. Now comes the decision on what ACH vendor you will use, and part of that decision making process revolves around the integration method, […]
Pricing Models – ACH Website Payments
For merchants who sell products or services via their website, there are a plethora of methods to add a payment form. Choosing on that facilitates ACH website payments narrows the available options. In some cases the ACH payment functionality might be available, but at a costs that is not advantageous for the merchant. Here are […]
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Why Software Applications Benefit From Integrating To An ACH Payment Gateway
SaaS organizations that choose to integrate to an ACH Payment Gateway benefit in a number of ways. Let’s examine a few: Providing a Value-add Feature Software applications that are available for other organizations to use in managing their customer base, and whose users have a requirement for ACH processing, are providing an integrated service that […]
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Invoicera
Invoicera, a leading SaaS electronic invoicing application, has integrated with ACH Payments to provide their customers with our robust payment gateway solution. This payment integration will now provide Invoicera customers the ability to utilize both ACH processing and credit card processing as payment vehicles. Invoicera customers also have to ability to utilize an existing credit […]
5 Reasons You Need Payment Software Integration
If you sell products online but don’t have a payment software integration solution, you could be leaving money on the table. Customers tend to shop more with websites that allow them to pay without a third party payment processor. Here are five reasons you should consider getting payment software integration. 1. It Makes Customers Trust […]
How Does ACH Credit Card Processing Work?
Even though it takes just seconds after swiping a customer’s card to get approval from her bank on a sales transaction, what’s happening behind the scenes is actually pretty complex and involves multiple organizations. And while you sign up with in-store or ecommerce ACH credit card processing services so that you don’t have to worry […]
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Merchant Services Terms You Need to Know
Whether you’re just getting started using a wireless credit card terminal or you’ve been with a merchant services provider for years, it can be helpful to understand certain key merchant services terminology. Here’s a rundown of some basic merchant services terms you should know. Automatic Check Handling (ACH) Automated Check Handling, also known as ACH, refers to […]
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Consumers Prefer Credit Cards Over Cash
Cash is No Longer King – Consumers Prefer Credit Cards With the average consumer using a credit card 119 times in a year, it should be no surprise that cash is no longer king. Being able to use a credit card virtually anywhere –online or off–makes it the payment method of choice for the majority of […]