The ACH Payments Blog

declined credit cards

Why ACH Website Payments Make Sense

Some merchants may consider adding ACH website payments at some point in time to their existing mix of payment rails that they currently use for accepting payments. Here are a few reasons for consideration on why that might be a good idea. Credit Card Decline Rates It’s very common for a merchant to have credit […]

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ACH-HiRisk

Best High Risk ACH Processors

Best High Risk ACH Processors High Risk ACH processing occurs when an ACH debit to a consumer or business checking account has a greater likelihood of being disputed by that customer as either “Not Being Authorized” or if not fulfilled to consumer’s satisfaction “Authorization Revoked”. ACH network rules allow consumers and businesses to dispute debits […]

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ACH and Credit Card Integration

Why Businesses Love Recurring ACH Payments

Business owners love ACH Recurring Payments. Why? Reliable cash flow and better retention are two major benefits of having customers on an ACH AutoPay plan.  Add significant time and money savings to the list-$5-8 per person savings for those on Autopay [SBA/Gartner study estimates]. So take the # of your clients and for those not […]

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Is PCI Compliance Required for an ACH Payment Gateway?

It’s an interesting question for any organizations that originate or process ACH payment transactions. As you probably know, NACHA is the governing body for everything that is ACH is the United States. The short answer is no, PCI compliance is not a requirement. However, NACHA does have it’s own set of rules! Before you get […]

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ACH website payments

Integrating ACH Website Payments

You’re a merchant who provides a service or product via your website and you have some to the conclusion that you would like to make purchases possible by using ACH website payments. Now comes the decision on what ACH vendor you will use, and part of that decision making process revolves around the integration method, […]

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Pricing Models – ACH Website Payments

For merchants who sell products or services via their website, there are a plethora of methods to add a payment form. Choosing on that facilitates ACH website payments narrows the available options. In some cases the ACH payment functionality might be available, but at a costs that is not advantageous for the merchant. Here are […]

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Best ACH Processing Companies

Best ACH Processing Companies: What Your Business Should Look For The ACH Processing  [Automated Clearing House] Network allows for electronic debiting [and crediting] of checking and savings accounts. The network currently operates in the US and Puerto Rico. The best ACH Processing Companies will offer the following: An ACH Virtual Terminal that lets you schedule […]

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ACH Payment Gateway

Why Software Applications Benefit From Integrating To An ACH Payment Gateway

SaaS organizations that choose to integrate to an ACH Payment Gateway benefit in a number of ways. Let’s examine a few: Providing a Value-add Feature Software applications that are available for other organizations to use in managing their customer base, and whose users have a requirement for ACH processing, are providing an integrated service that […]

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ACH Payment Gateway

ACH Processing: What Your Business Needs To Know

ACH Processing [Automated Clearing House]  allows for electronic debiting [and crediting] of checking and savings accounts. The network currently operates in the US and Puerto Rico. Originally created to reduce paper check processing the ACH network began in the 1970’s and was predominately used to collect insurance premiums and mortgage payments in an automated fashion. […]

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Boost Your B2B Marketing with These Powerful Tips

2017 Looks to be a challenging year by any means. Keep the pedal to the metal and keep your compass pointed true north. It’s no small task to be successful in B2B marketing in today’s complex world. It can be especially difficult if you are in the competitive ach payments industry. Marketers are inundated with […]

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