The ACH Payments Blog

ACH Payments

History of ACH Payments

Automated Clearing House (ACH) payments have been a staple of the financial industry for decades, providing a secure and efficient way for individuals and businesses to transfer money. But how did ACH payments come to be, and how have they evolved over the years? In this blog post, we’ll take a look at the history […]

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Advantages of an ACH payment gateway

An Automated Clearing House (ACH) payment gateway is an electronic funds transfer (EFT) system that allows businesses to process payments, such as direct debit or credit transactions, directly from their customers’ bank accounts. There are several advantages to using an ACH payment gateway, including: Low cost: ACH transactions typically have lower fees than credit card […]

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SaaS ACH Processing

We work with SaaS platforms looking to embed ACH Payment Processing solutions into their application. Using a feature-rich ACH Payment Processing API gives out elegant payment and reconciliation solutions. By offering your SaaS platform base as an economical and reliable payment collection tool, your application becomes more valuable to your clients. In addition, it’s very […]

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What are Some Advantages to an ACH Payment Gateway?

It’s no secret that ACH Payments are cheaper to process than credit card transactions. The reason for that can partly be found in the fact that the ACH network is not real-time like the credit card networks, thus don’t have the ability to “reserve” funds for a given transaction. ACH transactions that are originated are […]

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How much can ACH Payment Processing Save Your Business?

How much can ACH Payment Processing Save Your Business? If your business bills customers for recurring or subscription payments you absolutely MUST consider ACH Payment Processing Solutions. Why? There are 2 BIG reasons. The first is that compared to credit cards you see much lower payment decline rates. Credit card declines can easily exceed 10% […]

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SMS Payments Increase Customer Satisfaction

For any company that receives inbound calls to live agents for payments being remitted, many times those who call are placed into a long wait queue. Nobody likes waiting on hold, especially when you’re giving money away. The fact of the matter is that incoming calls are not evenly spread out over any given time-frame, […]

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Does an SMS Payment Solution Reduce Labor Hours?

Of course it does, but I think you knew the answer to that question before you opened the page. But let’s take a look at how and potentially how much an SMS Payment Solution could amount to in savings if implemented. Potential savings are dependent on the business type, the size of the customer base […]

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Top 8 Things to Look for From Your ACH Payment Gateway Provider

What is an ACH Payment Gateway? ACH Payment Gateways allow SaaS platforms to securely connect to an ACH/credit card payment disbursement solution. The Payment Gateway serves as the safekeep to move sensitive credit card or bank account information between the application user and the back end payment processor. What to Look For in an ACH […]

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Top 5 Reasons Businesses Should Use ACH Payment Processing For Recurring Payments

Top 5 Reasons Businesses Should Use ACH Payment Processing For Recurring Payments ACH Payment Processing is ideal for recurring payments where the business is collecting regular payments for services or goods. Subscription billers should all be using ACH payments. Here are the Top Reasons: ACH Payment processing costs are 80-90%+ less expensive than comparable credit […]

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IVR Payments via ECheck

IVR Payments via ECheck usage in late payment collection Interactive Voice Response (IVR) as an automation tool has been around for many years. Recently there have been tech improvements that allow organizations to use modular drag and drop architecture to build IVR ACH and IVR ECheck Payment Solutions. What might have taken weeks and many […]

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