AutoPay via ACH or credit card versus writing a paper check: Are electronic transactions safer? Bill payment via paper checks have been around a long time [1959 was implementation of MICR ink making automated sorting possible]. Fraud and/or theft were not considered issues that had to be dealt with so verification/authentication measures have not been […]
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Building your Competitive Moat
Warren Buffet likes to invest in companies with a competitive moat. That is, their product, service or brand name presents competitors with significant barriers/problems in order to compete. Software developers are constantly under pressure- Pressure from competitors in their market space, from customers with “special needs” and from their own company to produce the next […]
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